- The Axis Bank Neo Credit Card is tailored for today’s modern lifestyle, combining rewards, convenience, and savings into one smart financial tool.
- Enjoy exclusive benefits such as cashback on movie tickets, dining discounts, and great deals on popular shopping platforms. With strong security features, easy EMI options, and transparent terms—with no hidden costs—this card offers a truly rewarding experience.
- It’s your key to smarter spending and bigger savings.
Axis Bank Neo Credit Card Top Features
- Credit card with no annual fee for lifetime
- Special activation benefits and reward points
- Exclusive offers for significant cost savings
- Advanced security features for protection
Axis Bank Neo Credit Card Zomato Offer
- Get ₹120 off on food delivery orders using your NEO Credit Card
- Apply coupon code ‘AXISNEO’ during checkout to receive your discount
- Each order qualifies for up to ₹120 in savings
- Minimum purchase requirement of ₹499
- Valid on purchases of ₹499 or more, starting July 1, 2025
Axis Bank Neo Credit Card Utility Payment Benefits
- Receive 5% off on mobile recharges, broadband bills, and DTH payments made via Paytm
- Save up to ₹150 monthly with a minimum transaction of ₹29
- This discount can be used once per month per customer
- Enter coupon code AXISNEO to activate your savings
Axis Bank Neo Credit Card Power of 10 Offers
- Get 10% off on Blinkit orders, saving up to ₹250. Applies to purchases of ₹750 or more, once monthly.
- Save 10% on BookMyShow movie tickets with monthly savings capped at ₹100.
- Receive ₹150 off on selected Myntra styles with a minimum purchase of ₹999.
Axis Bank Neo Credit Card Fees & Charges
- Application Fee: ₹250 (complimentary through eligible channels)
- Yearly Charge: No charge first year, ₹250 annually from second year
- Supplementary Card Setup: No fee
- Supplementary Card Annual: No annual charge
- Replacement Card: Free replacement
- Cash Transactions: ₹175 fee applicable
- Additional Statements: No cost for duplicates
- Interest Charges: 3.75% monthly rate (55.55% annual)
- Cash Advances: 2.5% fee, minimum ₹500
- International Payments: 3.50% of transaction value
- Fuel Purchases: 1% surcharge
- Education Payments: 1% fee via third-party applications
- Digital Wallet Loading: 1% fee on monthly loads above ₹10,000
- Monthly Utility Bills: 1% fee on payments over ₹25,000
Axis Bank Neo Credit Card Eligibility Criteria
- Main cardholder must be between 18 and 70 years old
- Additional cardholder should be above 18 years of age
- Applicants can be either Indian residents or Non-Resident Indians
Axis Bank Neo Credit Card Documentation
- PAN card copy or Form 60 submission
- Income verification – Recent payslip, Form 16, or income tax returns
- Address confirmation – Driver’s license, electricity bill, or landline phone bill
Axis Bank Neo Credit Card Terms and Conditions
- Axis Bank NEO Credit Card terms have been revised effective June 20, 2025.
Axis Bank Neo Credit Card Contact Details
- Retail Phone Banking Toll Free: 1800 209 5577 / 1800 103 5577
- Retail Phone Banking Chargeable: 1860 419 5555 / 1860 500 5555
- Agri and Rural: 1800 419 5577
- Corporate Phone Banking & CMS: 1860 500 4971 / 1800 419 0097
Axis Bank Neo Credit Card Value Chart
| Details | Monthly Benefits (₹) | Annual Benefits (₹) |
| Activation Benefit: 100% Cashback up to ₹300 on first Utility bill payment within first 30 days of card issuance* | – | ₹300 |
| Food ordering at Zomato | ₹240 | ₹2,880 |
| Utility Bill Payments via Paytm | ₹150 | ₹1,880 |
| Grocery shopping at Blinkit | ₹250 | ₹3,000 |
| Movie spends on Bookmyshow | ₹100 | ₹1,200 |
| Online shopping at Myntra** | – | ₹150 |
| Edge Rewards | ₹50 | ₹600 |
| Total Benefit (Year 1) | – | ₹9,450 |
| Total Benefit (Year 2 onwards) | – | ₹9,000 |
| Annual Benefit as a % of spends*** | – | 10% |