Travel Credit Cards Comparison
Compare features, fees, and benefits of the best travel credit cards in India. Each card offers unique rewards programs, lounge access, and travel perks tailored to different spending habits. Find the perfect travel companion for your journeys with detailed comparisons of annual fees, income requirements, and reward structures.
Axis Atlas Credit Card
Best for Flight BookingsPremium travel card offering EDGE Miles on eligible spends that convert to flights, hotels, and travel rewards.
Annual Fee
Fee Amount:
₹5,000
Income Requirements
Salaried Individuals:
₹12,000/month
Self-Employed:
₹5,000/month
Welcome Bonus
2,500 EDGE Miles on first transaction within 37 days
Miles Earning Rate
Eligible Spends:
2 EDGE Miles per ₹100
Travel Edge Portal:
5 EDGE Miles per ₹100
Airlines & Hotels:
5 EDGE Miles per ₹100
Points expire in 3 years
Additional Fees
Foreign Transaction:
3.50% markup
Cash Advance:
2.50% (minimum ₹500)
American Express Platinum Card
Elite Travel BenefitsPremium card for luxury travelers with maximum benefits including hotel discounts and lounge access.
Annual Fee
Fee Amount:
₹60,000
Income Requirements
Salaried Individuals:
₹25,000/month
Self-Employed:
₹15,000/month
Welcome Bonus
Taj/Luxe/Postcard gift worth up to ₹60,000 after ₹50,000 spend
Miles Earning Rate
International Spending:
3X Membership Rewards points
Regular Spending:
1 point per ₹40
Reward Multiplier:
5X points
Points never expire
Additional Fees
Foreign Transaction:
3.50% fee
Cash Advance:
3.50% (minimum ₹250)
HDFC Diners Club Black Metal
Premium Frequent FlyerMetal edition card offering unlimited lounge access, milestone rewards, and premium travel privileges.
Annual Fee
Fee Amount:
₹10,000 (waived with ₹8,000 annual spend)
Income Requirements
Salaried Individuals:
₹2,500/month
Self-Employed:
₹30,000/year
Welcome Bonus
Annual memberships for Club Marriott, Amazon Prime & Swiggy One after ₹1,500 spend
Miles Earning Rate
Regular Spending:
5 Reward Points per ₹150
SmartBuy Platform:
Up to 10X Reward Points
Quarterly Bonus:
10,000 points after ₹4,000 spend
Points expire in 3 years
Additional Fees
Foreign Transaction:
2% fee
Cash Advance:
2.5% or ₹500 (whichever is higher)
Marriott Bonvoy HDFC Credit Card
Hotel Loyalty CardCo-branded hotel loyalty card ideal for regular stays at Marriott Bonvoy properties.
Annual Fee
Fee Amount:
₹3,000
Income Requirements
Salaried Individuals:
₹1,000/month
Self-Employed:
₹15,000/year
Welcome Bonus
Silver Elite status, 1 free night, 10 Elite Night Credits after ₹500 spend
Points Earning Rate (per ₹150)
Marriott Hotels:
8 Points
Travel/Dining/Entertainment:
4 Points
All Other Spends:
2 Points
Points expire in 3 years
Additional Fees
Foreign Transaction:
3.5% fee
Cash Advance:
2.5% or ₹500 (whichever is higher)
IndusInd Bank Avios Visa Infinite
International Travel CardInternational travel card with airline loyalty program choice and accelerated Avios earning.
Annual Fee
Fee Amount:
₹5,000
Income Requirements
Income Requirement:
Not specified by bank
Welcome Bonus
20,000 Avios as joining bonus
Avios Earning Rate (per ₹200)
Preferred Destination (POS):
6 Avios
Preferred Destination (Online):
3 Avios
Qatar/British Airways:
5 Avios
Other Spending:
3 Avios
Avios expire in 1 year
Additional Fees
Foreign Transaction:
1.5% (preferred destination) / 3.5% (elsewhere)
Cash Advance:
2.5% fee
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