Shoppers Stop HDFC Bank Credit Card

Shoppers Stop HDFC Credit Card Benefits

Discover the exclusive advantages of your Shoppers Stop HDFC Bank Credit Card beyond shopping rewards.

  • 1% Reward Points on all non-Shoppers Stop spends
  • Free Silver Edge Membership (worth ₹350) at Shoppers Stop.
  • 1% Fuel Surcharge Waiver at all petrol pumps.
ℹ️ Enhance your lifestyle with these exclusive benefits
  • Make payments with UPI: Link this RuPay credit card to any UPI app for convenient QR code payments.
📱 Experience the convenience of digital payments with UPI
  • Up to 50 interest-free days on your purchases.*
  • Convert large purchases into easy EMIs anytime after you buy with SmartEMI.
  • Make fast, secure contactless payments for a better checkout experience.*
  • Manage your card easily anytime using the HDFC Bank MyCards app.
  • Your spending is protected with security against unauthorized or fraudulent transactions.*
🛡️ Comprehensive banking security and convenience features

Calculate Your Savings with Shoppers Stop HDFC Credit Card

Find out how much you can save annually with your Shoppers Stop HDFC Bank Credit Card

₹ 5,000
₹ 0 – ₹ 1,00,000
₹ 10,000
₹ 0 – ₹ 1,00,000

You can save up to

₹ 26,850
Annually
These are estimated savings. Your actual savings may vary based on spending patterns.

Detailed Benefits Break-up

Cashback on Shoppers Stop spends (3% reward points)
₹ 18,000
Shoppers Stop welcome voucher
₹ 500
Complimentary Silver Edge membership
₹ 350
Weekend offer (on ₹15,000+ single purchase)
₹ 2,000
Cashback on other spends (1% reward points)
₹ 6,000
Total Annual Savings
₹ 26,850

Shoppers Stop HDFC Credit Card Eligibility

Find out if you qualify for the Shoppers Stop HDFC Bank Credit Card

For Salaried Individuals

💼

Salaried

  • ✔Nationality: Indian
  • ✔Age: 21 – 60 years
  • ✔Monthly Income: ₹20,000+
  • ✔Min. 1 year at current job

For Self Employed

👔

Self Employed

  • ✔Nationality: Indian
  • ✔Age: 21 – 65 years
  • ✔Annual ITR: ₹6,00,000+
  • ✔Business: Min. 2 years

HDFC Shoppers Stop Credit Card Apply Now in 3 Easy Steps

Get your card quickly and easily with our streamlined application process

Application Process

1

Provide & Validate Details

Enter your mobile number and DOB or PAN for verification

2

Confirm Your Information

Review and confirm your personal and income details

3

Select & Submit

Choose the card variant and submit your application

After submission, the card will be delivered as per bank timelines.
Apply Now →

HDFC Shoppers Stop Credit Card Document Checklist

Keep these documents ready for a smooth and fast approval

Identity Proof

  • PassportRequired
  • Aadhaar CardRequired
  • Voter IDRequired
  • Driving LicenceRequired
  • PAN CardRequired

Address Proof

  • Utility BillsRequired
  • Rental AgreementRequired
  • PassportRequired
  • Aadhaar CardRequired
  • Voter IDRequired

Income Proof

  • Salary SlipsRequired
  • ITRRequired
  • Form 16Required
  • Bank StatementsRequired

HDFC Shoppers Stop Credit Card Control via MyCards

🛡️ Card Setup & Security

  • ✔Register and activate your new credit card easily
  • ✔Set up and change your card PIN securely
  • ✔Block your card instantly or request a replacement

💰 Transactions & Rewards

  • ✔Control card settings like online payments and contactless transactions
  • ✔View your transactions and download e-statements anytime
  • ✔Check and track your reward points balance

📊 Account Management

  • ✔Apply for add-on cards, manage them, set PINs, and control their spending limits
  • ✔Manage all your HDFC Bank products in one place – credit cards, debit cards, FASTag, and loans
  • ✔Track all your expenses with a simple, user-friendly interface

Shoppers Stop HDFC Credit Card Fees & Charges

🏷️
Joining/Renewal Membership Fee: ₹299 + Applicable Taxes

Is the Shoppers Stop Credit Card free?
No, the Shoppers Stop Credit Card is not free. It has a small one-time joining fee of ₹299 plus applicable taxes.

What is the annual fee for the Shoppers Stop Credit Card?
The annual fee for the Shoppers Stop Credit Card is ₹299 plus applicable taxes.

HDFC Shoppers Stop Credit Card Rewards & Redemption

💰
Redeem your reward points easily through NetBanking. Each reward point is worth ₹1 when you use them to get Shoppers Stop vouchers.
For other options please refer the table below:
Avenue of Redemption 1 Reward Point Value
Product Catalogue 0.25
Cash Back 0.20
Airmiles 0.25
Unified SmartBuy (Flights/Hotels) 0.20

HDFC Shoppers Stop Credit Card Redemption Limit (From 1st Jan, 2023)

  • Reward Points on Grocery Spends are limited to 1,000 points per customer every month.
  • You will not earn reward points on rental payments, government transactions, or fuel spends.
  • A 1% fee will be charged on rental transactions starting from the second rental transaction in a calendar month.
  • A 1% mark-up charge is applied to all international transactions.

Shoppers Stop HDFC Credit Card Additional Features

  • Reward Points Validity: Your reward points are valid for 2 years from the date they are earned.
  • Zero Lost Card Liability: You are protected against any unauthorized or fraudulent transactions on your credit card, provided you report the issue immediately to HDFC Bank’s 24-hour customer support.

HDFC Shoppers Stop Credit Card Smart EMI

  • Convert big purchases into EMIs anytime after you make them with your Shoppers Stop HDFC Credit Card.
  • Enjoy competitive interest rates and repay comfortably over 9 to 36 months.
  • Get funds transferred instantly to your HDFC Bank account.
  • It’s a pre-approved loan, so no paperwork or documents are needed.

HDFC Shoppers Stop Credit Card Revolving

The Shoppers Stop HDFC Bank Credit Card provides revolving credit at a low interest rate.

  • Revolving credit gives you access to funds up to your credit limit without fixed repayment terms.
  • You only pay interest on the amount you actually use, not your full credit limit.
  • This gives you continuous financial flexibility, serving as a useful backup for unexpected expenses or emergencies.

HDFC Shoppers Stop Credit Card Customer Care

HDFC Bank Customer Care Numbers
18001600 / 18002600
(Available across India)

If you’re traveling internationally, you can reach us at +912261606160

Imperia Account holders, Diners Black Credit Card members, and Infinia Credit Card customers can contact our dedicated support team at +912261717606

Our helpline number connects you to assistance for all your banking needs. You can manage your bank accounts, credit cards, loans, and Demat account services over the phone.

Only use the customer care numbers listed here, as they are the official contact numbers for HDFC Bank. Using any other numbers could expose you to potential fraud risks.

Note: Standard calling charges may apply based on your telecom service provider’s tariff plan.

Shoppers Stop HDFC Bank Credit Card – Complete FAQ

Find answers to common questions about features, benefits, rewards, and how to get the most from your card.

What are the key features of the card and how many variants exist?

There are two variants: a Mass variant and a Premium variant.

For the most detailed and updated feature list, please visit the official HDFC Bank pages:

  • Mass variant: https://www.hdfcbank.com/personal/pay/cards/credit-cards/shoppers-stop-hdfc-bank-credit-card
  • Premium variant: https://www.hdfcbank.com/personal/pay/cards/credit-cards/shoppers-stop-black-hdfc-bank-credit-card

How can I apply for the card?

Applicants must be 21 years or older. The bank will offer the variant that best suits your profile. You can apply in several ways:

  • Digitally: Via the HDFC Bank website links above.
  • Through Shoppers Stop: Via their website/app homepage banner.
  • In-store: Visit a Shoppers Stop store and speak with an HDFC Bank representative.
  • Promotional offers: Apply via links sent by HDFC Bank or Shoppers Stop.

What benefits does it offer for frequent Shoppers Stop shoppers?

This card is designed to help you save more at Shoppers Stop. Key benefits include:

  • Welcome Benefit: A ₹500 Shoppers Stop voucher upon joining.
  • Shoppers Stop First Citizen Membership (Note: The PDF mentions “First Citizen,” while earlier materials mentioned “Silver Edge”. Please confirm the exact program name with the bank).
  • Exclusive weekend shopping offers.
  • Airport lounge access (varies by card variant).
  • Reward Points: You earn 3% back in reward points at Shoppers Stop and 1% on all other spends.

What is the Shoppers Stop First Citizen Program?

It is Shoppers Stop’s exclusive loyalty program. Members earn First Citizen Points on in-store purchases, which can be redeemed later at Shoppers Stop. For full details, visit https://www.shoppersstop.com/.

How and when do I get the welcome voucher?

The ₹500 welcome voucher is sent by Shoppers Stop via WhatsApp after you receive and activate your card. Redeem it in any Shoppers Stop store by showing the voucher message at the payment counter.

How long are my Reward Points valid?

Your Reward Points are valid for 2 years from the date they are earned.

Where and how can I redeem my Reward Points? What are they worth?

You can redeem points on HDFC Bank’s NetBanking portal or the SmartBuy rewards platform.

The value depends on how you redeem them:

  • Best Value: For Shoppers Stop vouchers, 1 Reward Point = ₹1.
  • For other options, the value varies by card variant, as shown below:
Avenue of RedemptionMass Variant (₹)Premium Variant (₹)
Product CatalogueUp to 0.25Up to 0.35
Cash Back0.200.20
Airmiles0.25Up to 0.50
Unified SmartBuy (Flights/Hotels)0.200.50

Do I earn points on all transactions?

You earn points on most retail transactions (online and in-store). However, you will NOT earn Reward Points on:

  • Wallet loading transactions (e.g., Paytm, PhonePe).
  • EMI transactions.
  • Fees, charges, or payments toward your card account.
  • Purchases of jewelry or gold coins.

What if I already paid for a First Citizen membership?

If you paid for a First Citizen Black membership shortly before getting this card, the unused portion of your fee will be refunded as First Citizen Points to your Shoppers Stop loyalty account. You can view these in the ‘My Profile’ section on the Shoppers Stop website or app.

Can I link this card to UPI for “Scan & Pay”?

Yes, but only the Mass variant (the RuPay version) currently supports being linked to UPI apps for contactless “Scan & Pay” payments. For setup instructions, visit: https://www.hdfcbank.com/personal/rupay-cc-on-upi.

Do I still earn regular Shoppers Stop loyalty points?

Yes. You will continue to earn standard First Citizen Points on your Shoppers Stop purchases according to their program rules. The HDFC Bank Reward Points are an additional benefit on top. For queries about First Citizen Points or the welcome voucher, contact Shoppers Stop: customercare@shoppersstop.com or 1800-419-6648.

What are the joining and renewal fees?

Both the joining fee and the annual renewal fee are ₹299 + applicable taxes.

Who should I contact for other questions?

For any other questions about your credit card account, please contact HDFC Bank customer service:

  • Email: customerservices.cards@hdfcbank.com
  • Phone: 1800 1600 or 1800 2600

Important Note:

Information is based on the provided FAQ document and is subject to change. Terms and conditions apply. For the most current details, always refer to official HDFC Bank communications. The membership name (First Citizen vs. Silver Edge) should be verified with the latest bank materials.