Tata Neu Plus HDFC Credit Card
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- Earn 2% back as NeuCoins on purchases made on the Tata Neu app and with partner Tata brands.
- Earn 1% back as NeuCoins on all other non-UPI transactions.
- Complimentary domestic airport lounge access*
Tata Neu Plus HDFC Credit Card Benefits
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Reward Benefits (Non-UPI Transactions)
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Reward Benefits (Non-UPI Transactions)
- Earn 2% back as NeuCoins on all non-EMI purchases made through Tata Neu and its partner Tata brands. This applies to regular shopping transactions (not EMI purchases). [View eligible partner brands here]
- Earn 1% back as NeuCoins on all other non-Tata brand purchases and any merchant EMI transactions.
- Get an extra 5% back as NeuCoins on selected categories when you shop through the Tata Neu app or website. To get this benefit, you need to download the Tata Neu app and sign up for NeuPass. Starting January 15, 2025, this offer will only work when you use your primary mobile number (the one you registered with your credit card application) for Tata Neu transactions with this card. [More details here]
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Reward Benefits (UPI Transactions)
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Reward Benefits (UPI Transactions)
- Starting August 1, 2024, earn up to 1% back as NeuCoins on eligible UPI payments:
- Basic 0.25% return on all eligible UPI spends (including Tata brand partners), credited by HDFC Bank to your card account
- Additional 0.75% return when you use your Tata Neu UPI ID for payments, credited directly to your Tata Neu account [Learn more here]
- Monthly limit: Maximum 500 NeuCoins total from all UPI transactions per calendar month
- No NeuCoins will be earned on fuel purchases, wallet reloads, rental payments, government transactions, or online gaming payments.
- [View complete terms and fair usage policy here]
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Lounge Access Benefits
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Lounge Access Benefits
- Starting June 10, 2025, lounge access becomes milestone-based. You can get one complimentary domestic lounge voucher per calendar quarter (up to 4 per year) by spending ₹50,000 or more in that quarter.
- [Check eligible lounge locations here]
- How to claim: When you qualify, you’ll receive SMS and email notifications. Use the link provided to log in with your registered mobile number and claim your voucher within 120 days. Once claimed, use it within 180 days at any eligible lounge. [Detailed instructions here]
- Track your progress: Starting June 10, 2025, check your spending status through HDFC NetBanking/MobileBanking → Credit Card Section → Tata Neu Card → Redeem Reward Points → MyReward → Spend Promo Details.
- Note: If your card is upgraded, lost, or reissued, only spends on the new card count toward lounge qualification.
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Welcome Benefits
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Welcome Benefits
- Get 499 NeuCoins as a welcome gift (equivalent to your first year’s membership fee). This activates when you make your first transaction within 30 days of card approval. Claim it in the Tata Neu app within 60 days of that transaction.
- The welcome benefit option appears in the Tata Neu app for 180 days from your eligible transaction’s statement date. These NeuCoins are valid for 365 days from when you claim them.
- Welcome benefits don’t apply to Lifetime Free or First Year Free card variants. [Complete terms here]
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Fuel Surcharge Waiver
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Fuel Surcharge Waiver
- Get 1% fuel surcharge waived at all Indian fuel stations. Applies to transactions between ₹400-₹5,000, with maximum savings of ₹250 per billing cycle.
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Renewal Offer
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Renewal Offer
- Get your annual fee waived by spending ₹1,00,000 or more before your card renewal date each year.
Tata Neu Plus HDFC Credit Card Eligibility
Find out if you qualify for the Shoppers Stop HDFC Bank Credit Card
For Salaried Individuals
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Salaried
- ✔Nationality: Indian
- ✔Age: 21 – 60 years
- ✔Monthly Income: ₹25,000
For Self Employed
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Self Employed
- ✔Nationality: Indian
- ✔Age: 21 – 65 years
- ✔Annual ITR: ₹6,00,000+
Tata Neu Plus HDFC Credit Card Apply Now in 3 Easy Steps
Get your card quickly and easily with our streamlined application process
Application Process
1
Provide & Validate Details
Enter your mobile number and DOB or PAN for verification
2
Confirm Your Information
Review and confirm your personal and income details
3
Select & Submit
Choose the card variant and submit your application
After submission, the card will be delivered as per bank timelines.
Apply Now →
Tata Neu Plus HDFC Credit Card Document Checklist
Keep these documents ready for a smooth and fast approval
Identity Proof
- PassportRequired
- Aadhaar CardRequired
- Voter IDRequired
- Driving LicenceRequired
- PAN CardRequired
Address Proof
- Utility BillsRequired
- Rental AgreementRequired
- PassportRequired
- Aadhaar CardRequired
- Voter IDRequired
Income Proof
- Salary SlipsRequired
- ITRRequired
- Form 16Required
- Bank StatementsRequired
Tata Neu Plus HDFC Credit Card Control
MyCards is HDFC Bank’s convenient online platform that gives you complete control over your Tata Neu Credit Card from one place. Here’s everything you can do:
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Main Card Management
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Main Card Management
- Register & Activate – Complete the registration process and activate your new credit card.
- Set Your PIN – Create or change your 4-digit ATM and transaction PIN securely.
- Customize Controls – Enable or disable features like:
- Online/International transactions
- Contactless tap-to-pay
- Swipe/ATM transactions
- Track & Download – View all transactions and download your e-statements anytime.
- Security Controls – Instantly block your card if lost or request a replacement.
- Add-on Cards – Apply for family add-on cards, manage their limits, set PINs, and control their spending permissions.
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Platform Benefits
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Platform Benefits
- Single Interface – Manage all your HDFC products in one place: Credit Cards, Debit Cards, FASTag, and Consumer Loans.
- Spend Tracking – Use the simple dashboard to monitor all your spending activity easily.
Tata Neu Plus HDFC Credit Card Fees & Charges
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Membership Fees
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Membership Fees
- Joining/Renewal Fee – ₹499 + applicable taxes
- Renewal Fee Waiver – Spend ₹1,00,000 or more within a year before your renewal date to get your annual fee waived
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Fee Collection Schedule
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Fee Collection Schedule
- Joining fee (if applicable) is charged on the 120th day after card issuance
- Renewal fee is charged at the beginning of each anniversary year
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Lifetime Free Offer Details
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Lifetime Free Offer Details
- Limited Period Offer – Lifetime Free (LTF) cards are available only for applications submitted between October 1, 2024 and December 31, 2024 through Bank’s digital platforms and physical applications
- Processing Time – LTF status will be applied to eligible customers within 90 days of card approval
- Offer Restrictions – This LTF offer is not available to existing HDFC Bank credit card customers
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Important Notes
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Important Notes
- Welcome Benefit Exclusion – Lifetime Free and First Year Free cardholders are not eligible for the welcome benefit offer
- Bank’s Rights – HDFC Bank reserves the right to modify, change, or withdraw these terms at any time without prior notice
Tata Neu Plus HDFC Credit Card Smart EMI
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Post-Purchase EMI Conversion
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Post-Purchase EMI Conversion
The Tata Neu Plus Credit Card offers Smart EMI – a convenient feature that allows you to convert your large purchases into easy monthly installments after you’ve made the transaction.
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Key Benefits
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Key Benefits
- Convert Big Spends – Transform high-value purchases into manageable EMIs
- Post-Purchase Flexibility – Decide on EMI conversion after completing your payment
- Wide Applicability – Available for various eligible transactions
Tata Neu Plus HDFC Credit Card Contactless Payment
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Tap & Pay Feature
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Tap & Pay Feature
Your Tata Neu Plus HDFC Credit Card is equipped with contactless payment technology for quick and easy checkouts at retail stores.
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Transaction Limits & Security
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Transaction Limits & Security
Important Security Notes:
- Small Payments (Under ₹5,000) – Simply tap your card on the contactless terminal. No PIN required for transactions below ₹5,000.
- Larger Payments (₹5,000 or more) – You must enter your credit card PIN for security verification, even with contactless payments.
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How to Identify
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How to Identify
Look for the contactless wave symbol (similar to Wi-Fi) on your card to confirm this feature is available.
Tata Neu Plus HDFC Credit Card Zero Cost Card Liability
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Fraud Protection Guarantee
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Fraud Protection Guarantee
HDFC Bank provides complete protection against fraudulent transactions on your Tata Neu Credit Card, ensuring you pay nothing for unauthorized charges.
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How It Works
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How It Works
- Immediate Reporting Required – Contact HDFC Bank’s 24-hour Customer Care as soon as you notice any suspicious or unauthorized transaction
- Zero Liability – You will not be held responsible for any fraudulent charges when reported promptly
- 24/7 Support – Round-the-clock assistance available for immediate card blocking and dispute resolution
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Important Note
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Important Note
This zero-liability protection is activated only when you report the fraud immediately to HDFC Bank’s contact center.
Tata Neu Plus HDFC Credit Card Revolving Credit
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Flexible Payment Option
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Flexible Payment Option
Your Tata Neu Plus HDFC Credit Card comes with revolving credit – a convenient feature that lets you carry forward your balance to the next billing cycle.
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Key Features
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Key Features
- Pay Minimum Amount – Option to pay only the minimum due amount shown on your statement
- Flexible Repayment – Pay your balance over time instead of full payment each month
- Continued Card Usage – Keep using your card for purchases even when carrying a balance
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Important Information
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Important Information
- Interest Charges Apply – The remaining balance attracts interest at the card’s applicable rate
- Nominal Interest Rate – Competitive interest rates for revolving credit facility
- Complete Details – Refer to the Fees and Charges section for exact interest rates and terms
Note: While convenient, revolving credit involves interest costs on the unpaid balance.
Tata Neu Plus HDFC Credit Card Coins Redemption
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Where to Use Your NeuCoins
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Where to Use Your NeuCoins
You can redeem your earned NeuCoins for purchases on the Tata Neu App/Website across these popular brands:
- Air India Express – Flights and travel bookings
- Bigbasket – Groceries and household essentials
- Croma & Westside – Electronics and fashion shopping
- Tata CLiQ & CLiQ Luxury – Multi-brand online shopping
- IHCL Hotels – Hotel bookings at Taj, Vivanta, Ginger, etc.
- TATA 1MG – Medicines and healthcare products
- Qmin – Food delivery and restaurant orders
- Titan & Tanishq – Watches, jewelry, and accessories (only via Tata Neu platform)
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How to Redeem
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How to Redeem
- Payment Method – Select Tata Pay / NeuCoins / Loyalty Redemption at checkout
- Redemption Limits – NeuCoins can only be used on eligible transactions as defined by each brand
- Offline Redemption – For in-store redemption options, please refer to the FAQs section
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Important Processing Notes
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Important Processing Notes
Monthly Statement Details:
- Your statement will show a clear breakdown of NeuCoins earned
- NeuCoins are transferred from HDFC Bank to your Tata Neu account within 7 working days after statement generation
- Once transferred, NeuCoins become immediately available for redemption on the Tata Neu App
Tata Neu Plus HDFC Credit Card Coins Validity
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New Validity Rules (Starting August 1, 2025)
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New Validity Rules (Starting August 1, 2025)
NeuCoins earned on your Tata Neu HDFC Credit Card will now have a 12-month validity period (including any lock period). This countdown begins from the end of the month when NeuCoins are credited to your Tata Neu account.
- Example 1: NeuCoins credited on August 5, 2025 → Valid until August 31, 2026
- Example 2: NeuCoins credited on August 31, 2025 → Valid until August 31, 2026
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Existing NeuCoins Balance (Earned Before August 1, 2025)
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Existing NeuCoins Balance (Earned Before August 1, 2025)
Regular NeuCoins
- What’s Included: NeuCoins earned from regular card spending (non-promotional)
- New Validity: All existing regular NeuCoins will be valid until July 31, 2026
- Update Process: This change will be applied gradually between July and August 2025
Promotional & Welcome Benefit NeuCoins
- Special Offers: NeuCoins earned from promotions or welcome benefits
- Original Validity: These will continue to follow their original expiry dates
- No Change: The terms communicated at the time of earning remain unchanged
Note: Always check your Tata Neu account for exact expiry dates of your NeuCoins balance.
Tata Neu Plus HDFC Credit Card Application Channels
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Easy Ways to Apply
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Easy Ways to Apply
You can apply for your Tata Neu HDFC Credit Card through these convenient options:
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Online Application (Quick & Easy)
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Online Application (Quick & Easy)
- Apply in minutes through our website
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Branch Application (Personal Assistance)
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Branch Application (Personal Assistance)
- Visit your nearest HDFC Bank branch
- Get face-to-face help from our banking staff
- Complete your application with expert guidance
Choose whichever method suits you best – both are simple and efficient!
Tata Neu Plus HDFC Credit Card Customer Care
HDFC Bank Customer Care Numbers
18001600 / 18002600
(Available across India)
If you’re traveling internationally, you can reach us at +912261606160
Imperia Account holders, Diners Black Credit Card members, and Infinia Credit Card customers can contact our dedicated support team at +912261717606
Our helpline number connects you to assistance for all your banking needs. You can manage your bank accounts, credit cards, loans, and Demat account services over the phone.
Only use the customer care numbers listed here, as they are the official contact numbers for HDFC Bank. Using any other numbers could expose you to potential fraud risks.
Note: Standard calling charges may apply based on your telecom service provider’s tariff plan.
Tata Neu Plus HDFC Bank Credit Card – Value Chart
📊Monthly Spend vs Annual Benefits Breakdown
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| Spend Categories | Monthly Spends (₹) | Annual Benefits (₹) |
|---|---|---|
| 7% back as NeuCoins (Including ADDITIONAL 5% back via NEUPASS*) | ||
| Grocery (bigbasket) | 7,500 | 6,300 |
| Fashion and Accessories (Tata CLiQ, Westside, Tata CLiQ Luxury, Titan) | 5,000 | 4,200 |
| Electronics (Croma) | 6,500 | 5,460 |
| Travel (Air India Express, Taj, Vivanta, SeleQtions) (Currently Air India spends are not eligible for additional 5% NeuCoins via NeuPass Membership) |
10,000 | 8,400 |
| Food Delivery and Healthcare (Tata 1mg, Qmin) | 3,500 | 2,940 |
| 2% back as NeuCoins | ||
| Jewellery (Tanishq) | 5,000 | 1,200 |
| Fitness, Entertainment (Cult Fit | Tata Play) | 2,500 | 600 |
| Bill-Payments (Tata Pay) | 5,000 | 1,200 |
| Other Benefits | ||
| 1% back as NeuCoins on all other Non-UPI spends | 5,000 | 600 |
| 1% Fuel Surcharge waiver (up to ₹250 per statement cycle) | 2,500 | 300 |
| Welcome Benefit (NeuCoins on completing first transaction) | — | 499 |
| Complimentary Airport Lounge Access (4 Domestic airport lounge access per annum) | — | 4,000 |
| TOTAL | 52,500 | 35,699 |
| ANNUAL SAVINGS POTENTIAL | 5.70% | |