RuPay offers several credit cards with zero joining and annual fees, making them ideal for users who want premium benefits without recurring charges.
Benefits of These Cards
- No Annual Fees: Save money with zero yearly charges
- Zero Joining Fees: Get started without any initial cost
- Reward Points: Earn points on every transaction
- Essential Features: Enjoy security, insurance, and convenience
| Lifetime Free Credit Card | Joining Fee | Annual Fee |
| Ixigo AU RuPay Credit Card | Lifetime Free | Lifetime Free |
| YES Bank RuPay Credit Card | Lifetime Free | Lifetime Free |
| Fibe Axis Bank RuPay Credit Card | Lifetime Free | Lifetime Free |
Important Information
All RuPay credit cards mentioned above have zero joining and annual fees. However, terms and conditions may apply. Reward points, cashback offers, and other benefits are subject to change as per bank policies. Always read the terms carefully before applying.
Ixigo AU RuPay Credit Card
Ixigo AU RuPay Credit Card Fees
- Joining Fee: Lifetime Free
- Annual Fee: Lifetime Free
Ixigo AU RuPay Credit Card Benefits
- Get 1000 reward points after your first successful transaction within 30 days.
- Earn ₹1000 Ixigo Money on eligible spends during the initial 30 days.
- Receive 10 reward points for every ₹200 spent online.
- Earn 5 reward points for every ₹200 spent offline.
- Get 10 reward points on UPI spends made via credit card.
- Fuel surcharge waiver applicable on eligible fuel transactions.
YES Bank RuPay Credit Card
YES Bank RuPay Credit Card Fees
- Joining Fee: Lifetime Free
- Annual Fee: Lifetime Free
YES Bank RuPay Credit Card Benefits
- Reward points credited on all eligible UPI transactions.
- Redeem points easily via YES Rewardz platform.
- Foreign currency markup capped at 2.75%.
Fibe Axis Bank RuPay Credit Card
Fibe Axis Bank RuPay Credit Card Fees
- Joining Fee: Lifetime Free
- Annual Fee: Lifetime Free
Fibe Axis Bank RuPay Credit Card Benefits
- Earn cashback of up to 3% on eligible transactions.
- Use the card seamlessly for UPI payments.
- Complimentary domestic airport lounge access.
- Fuel surcharge waiver on spends between ₹400–₹5000.
- Premium dining privileges across partner restaurants.
- Exclusive mid-week offers every Wednesday.
Disclaimer
- The information provided on RupayWallet.in is collected from various publicly available sources, official bank websites, and third-party platforms.
- While we strive to keep the information accurate and up to date, we do not guarantee the completeness, reliability, or accuracy of any credit card details, fees, rewards, or offers listed on this website.
- Credit card features, charges, eligibility criteria, and benefits are subject to change at the discretion of the respective banks or card issuers without prior notice.
- RupayWallet.in is not a bank, financial institution, or credit card issuer and does not provide financial, legal, or professional advice.
- Users are strongly advised to verify all details directly from the official bank website or customer support before applying for any credit card.
- Any action you take based on the information available on this website is strictly at your own risk. RupayWallet.in shall not be liable for any losses or damages.