Fibe Axis Bank RuPay Credit Card – Fees, Benefits, Eligibility and Review

  • Up to 3% cashback on daily spends
  • Enjoy a lifetime free credit card
  • 1% fuel surcharge waiver
  • Midweek special offers

Fibe Axis Bank RuPay Credit Card Features & Benefits

  • Earn cashback of up to 3% on eligible transactions.
  • Use the card seamlessly for UPI payments.
  • Complimentary domestic airport lounge access.
  • Fuel surcharge waiver on spends between ₹400–₹5,000.
  • Premium dining privileges across partner restaurants.
  • Exclusive mid-week offers every Wednesday.

Fibe Axis Bank RuPay Credit Card Fees & Charges

Fee Type Applicable Charges
Joining Fee Nil
Annual Fee Nil
Card Replacement Fee Nil
Mobile Transaction Alerts Nil
Duplicate Statement Request Waived
Charge Slip Retrieval / Copy Request Waived
Outstation Cheque Processing Waived
Balance Enquiry Fee Waived
Finance Charges (Retail & Cash Advances) 3.75% per month (55.55% per annum)
Cash Withdrawal Fee 2.5% of withdrawn amount (Minimum ₹500)
Over Limit Penalty 2.5% of over-limit amount (Minimum ₹500)
Cheque Return / Dishonor / Auto-Debit Reversal 2% of payment amount (Minimum ₹500)
Rent Payment Fee 1% per transaction
Education Payment via Third-Party Apps 1% per transaction
Wallet Load Transactions 1% on cumulative spends above ₹10,000 per statement cycle
Online Skill-Based Gaming Transactions 1% on cumulative spends above ₹10,000 per statement cycle
Dynamic Currency Conversion Markup 1.5% + applicable taxes
Cash Payment Fee ₹175 per transaction
Railway Ticket Purchase / Cancellation Surcharge As per IRCTC / Indian Railways guidelines
Foreign Currency Transaction Fee As applicable on international transactions
Utility Payment Charges As per bank policy

Fibe Axis Bank RuPay Credit Card Overdue penalty or Late payment fees

Outstanding Amount Range Late Payment Charges
Total payment due up to ₹500 Nil
Total payment due between ₹501 and ₹5,000 ₹500
Total payment due between ₹5,001 and ₹10,000 ₹750
Total payment due of ₹10,001 and above ₹1,200
Non-payment of Minimum Amount Due for two consecutive billing cycles Additional ₹100

Eligibility for Fibe Axis Bank Credit Card

  • Primary Cardholder should be 18-70 years of age
  • The individual should either be a Resident of India or a Non-Resident Indian

Documentation for Fibe Axis Bank Credit Card

  • PAN Card photocopy or Form 60
  • Latest payslip
  • Form 16
  • IT Return
  • Driving License
  • Electricity Bill
  • Landline Telephone Bill

How to Link Fibe Axis Bank Credit Card to UPI

  • Download and open any supported UPI app.
  • Register using your mobile number linked to the bank.
  • Select the option to link a RuPay credit card.
  • Choose Axis Bank as the issuer.
  • Select your Fibe Axis Bank Credit Card.
  • Set your UPI PIN to complete the process.