YES BANK RuPay Credit Cards – Benefits, Features, Fees, Apply Now & Full Review

Earn reward points on every scan with the YES Bank RuPay Credit Card. It combines the security of a credit card with the speed of UPI, offering seamless payments and fraud protection across millions of merchants. Make your everyday expenses more rewarding today.

YES BANK RuPay Credit Card Additional Benefits

  • Instant EMI: Convert purchases of ₹1,500 or more into easy monthly installments directly through your credit card.
  • EMI on Call: Turn eligible transactions into EMI by calling customer support at attractive interest rates.
  • Quick Loan Facility: Get instant access to a loan within your available credit limit to meet urgent financial needs.

YES BANK RuPay Credit Card Fees and Charges

  • Joining Fee: 0 INR
  • Renewal Fee: 0 INR
  • The YES BANK RuPay Credit Card charges an interest rate of 3.99% per month (47.88% per annum) on revolving credit, cash withdrawals, and any overdue outstanding amount.

YES BANK RuPay Credit Card Benefits, Features & Key Perks

  • Make seamless UPI payments directly using your credit card.
  • Enjoy the convenience of a virtual-only credit card.
  • No physical plastic card is issued.
  • Lifetime-free credit card with no joining or annual fee.
  • Earn accelerated reward points on eligible UPI transactions.

YES BANK Rupay Credit Card Eligibilty

  • All VISA and MasterCard Credit Card holders of YES BANK

YES BANK Rupay Credit Card Reward Points

  • Earn 4 reward points for every ₹200 spent on UPI transactions above ₹2,000.
  • Get 2 reward points for every ₹200 spent on all eligible online purchases.
  • Enjoy a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000.

Yes Bank RuPay Credit Card Documents Required

  • A copy of the PAN Card or Form 60
  • Recent photograph
  • Latest Payslip/ Income Tax Return as income proof

Yes Bank RuPay Credit Card Address Proofs Documents Required

  • Electricity Bill
  • Landline Telephone Bill
  • Ration Card
  • Passport

Yes Bank RuPay Credit Card Identity Proofs Documents Required

  • Aadhaar Card
  • Driving License
  • Passport
  • PAN Card

How to Apply for Yes Bank RuPay Credit Card?

  • Visit the official YES BANK website.
  • Open the RuPay Credit Card page.
  • Fill out the online application form.
  • Check your eligibility.
  • Click “Apply” and complete the KYC process.